Common types of questions answered over the phone
How can I remove inaccurate information from my credit report?
I am getting a divorce. Who is responsible for debts and how will this affect my personal credit?
My job has stated that my security clearance can be in jeopardy if I don't manage my debt. What can I do to repair my credit?
How can I get a copy of my credit score and what does it mean?
I've been in business for years but never applied for outside capital. What is the best route to take?
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With one-on-one consultations available for setting financial goals, tackling debt, and repairing credit, you can start the New Year with a financial makeover today.
Common types of questions answered during an office visit.
I want to buy a home in the next year. Can someone help me determine if I can qualify for a loan?
What are lenders looking for? I have been denied a basic credit card after many attempts.
My house is in foreclosure and under water. I've been denied a modification by the bank and now have bad credit. Will I be able to buy again?
I'm receiving a promotion and my income will be going up dramatically. What can I do to ensure that I don't blow it?
I looked at a copy of my credit report but I am really confused. Can you help me understand what it is saying?
I have credit card debt and don't know where to start to begin paying it off. What's the first step to repairing my credit?
"Enhancing how clients save, spend and borrow.''
REVIEW YOUR SAVING STRATEGY
Are you overpaying interest to borrow money? Do you have a retirement strategy as business owner? Does your business have a line of credit? A financial needs analysis with one of our advisors can help you better understand where you stand financially. Because once you know what challenges are facing you, it's easier to see what you need to do next and how it affects your credit.
READJUST YOUR SPENDING
At Davis&Davis, clients are educated to establish and maintain a realistic budget that balances their income and expenses to live comfortably on 85% of their gross income. With a solid spending plan and a freedom fund, you will be better able to navigate financial changes in your business with confidence.
RENEW YOUR COMMITMENT TO BORROWING WISELY
We understand that clients don't know what they don't know about interest rates and how it works. After we restore your credit and set up a financial strategy, you should be ready to borrow wisely and understand how interest can work for you. Borrowing doesn't have to be difficult, risky or scary.
In a world with so many financial obligations and products, it's no wonder personal finance seems overwhelming and why so many are cutting up their credit cards. DAVIS&DAVIS makes it easy for you to get on top of your situation with specialized credit advisors that understand and embrace a holistic approach to credit counseling. A credit advisor consultation requires a one-time consultation fee for a 75 minute session. During your visit we can easily pull your major credit reports and answer basic questions while enjoying your gourmet coffee. Before we conclude our consultation we will review our services and fees, help you determine best fit for your situation, and recommend a course of action. All consultation fees are deducted from any advisor fees if you choose to work with us.
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